Despite rising costs, health insurance remains a necessity for most

Premiums are increasing, but so is the number of reasons for ensuring that you and your family are fully covered, writes Dermot Goode.

The upward pressure on health insurance premiums continues unabated. As if the reduced tax relief announced in the budget wasn't bad enough, the government has recently announced further increases in the stamp duty charges which will come into effect next March. On top of this, there are plans to apply higher charges on health insurance members accessing public hospital services from January 2014, which will lead to higher claims costs for the insurers.