Plan carefully, or you might just be wasting your money
There are more than 300 different health insurance plans offered in Ireland by the three providers, the state-owned VHI, Laya Health and Irish Life Health.
Costs range from about €440 to €600 a year for the cheapest adult entry-level plans with very limited benefits in public hospitals, to five policies that cost between €6,500 and €8,500 a year with access to the high-tech hospitals and services. Child entry-level plans start at just over €100 a year.
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