The future of the mortgage market

The future of the mortgage market

The mood music is beginning to change, and interest rate hikes could be on the horizon

Should banks have the freedom to charge whatever mortgage interest rates they want or should regulators step in to cap mortgage rates at an acceptable level?

It’s a big question that opens up a wider debate on the desirability of regulatory intervention in the lending market.

This debate has been ongoing for some time, and consumer advocates say regulators should step in given that Irish borrowers are paying well above the European average when...

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