Plan ahead coolly to secure the mortgage you need

Property experts predict a surge in house purchases when lockdown restrictions are lifted again – so make sure you are fully prepared when seeking mortgage approval

7th February, 2021
Plan ahead coolly to secure the mortgage you need
Some 12,154 new mortgages to the value of €2.95 billion were drawn down in the last three months of 2020, with first-time buyers accounting for 56.6 per cent

The property sector is bracing itself for a tsunami of activity once the latest pandemic-related restrictions are lifted, so now is the time for borrowers to get the financial groundwork done to purchase their home.

For the most part, applying for a mortgage hasn’t changed dramatically, so long as an applicant’s circumstances haven’t changed. Some lenders will, however, require documented confirmation (from your employer) that your income has not been affected by the pandemic, and...

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