Insurance company refused Covid claim without knowing why, court hears

Policy taken out by Co Cork hotel was ‘riddled with ambiguity’, a lack of appropriate definitions and ‘vital omissions’, lawyer claims

Coachhouse Catering, which trades as the Old Imperial Hotel, suffered damage as a result of the closure of its premises during the pandemic

An insurance company that declined to pay out on business interruption cover for losses stemming from the Covid-19 pandemic does not know the basis on which it refused policyholders an indemnity, the Commercial Court has heard.

Richard Kean SC, acting for Coachhouse Catering, which trades as the Old Imperial Hotel, told the court that his client had suffered damage as a result of the closure of their premises in Youghal, Co Cork during the pandemic.