If you invest, be prepared to ride out the bad times

Don’t be afraid to lose from time to time when you’re playing the stock market

The Jungle Book 3D

Approaching a new year, for me, often stirs up memories of old. As a financial planner, my memories are probably a little sad compared to the exciting tales some people recall. Recently, I harked back to where we were four or year years ago – or, more accurately, where our banks were.

Our banks had been bailed out a few times already, but they weren’t finished yet, and we were never more than ...