How individual investors can make their cash work

Comment: Four simple guidelines to help you get the most from your money.

The economic turbulence in recent years has meant that both high-net-worth individuals (HNWIs) and smaller deposit holders have shied away from investing and have held their cash on deposit. Recent data from the Central Statistics Office demonstrates that savings ratios here are high and above the long-term average, but that they are gradually falling. This may in part be explained by improved confidence among deposit holders and consumers as the economic recovery takes ...