Plan carefully, or you might just be wasting your money

Anyone who hasn’t switched plan in the last two years is probably overpaying

There are more than 300 different health insurance plans offered in Ireland by the three providers, the state-owned VHI, Laya Health and Irish Life Health.

Costs range from about €440 to €600 a year for the cheapest adult entry-level plans with very limited benefits in public hospitals, to five policies that cost between €6,500 and €8,500 a year with access to the high-tech hospitals and services. Child entry-level plans start at just over ...