Beating the barriers to changing banks

Although it may seem a daunting task at first, switching from one current account to another is easier than you think

I’m still with the same bank I joined on one of my first days at university. It wasn’t a conscious decision to open an account with that particular bank. I didn’t do research into bank charges or overdraft interest rates. The bank just happened to be located in a handy spot on campus and it offered me some sort of incentive to open an account, like maybe IR£5, which I probably spent in ...