‘It beggars belief a wee bit’: denied bank loans, mica families left in the lurch

With bills mounting up and little access to credit from banks, homeowners say they are unable to fund the cost of rebuilding their destroyed houses

Noel Noone and Joan Faulkner with their children, Aoife (17) and Eimear (11) outside their unfinished house in Quigley’s Point, Co Donegal. Picture: Joe Dunne

Noel Noone got straight to the point when he emailed Darragh O’Brien, the Housing Minister, last week about his mica-damaged home in Co Donegal.

He couldn’t afford to waste time, and he can’t afford to rebuild his house – even with the help from the €3 billion fund the government has put in place.

“You will find attached our remittance from a recent invoice we submitted to Donegal [County] Council for works that have been ...