Personal Finance

Eight ways to manage your money and incur minimal debt this Christmas

The festive period is a costly time, but with a little bit of planning there’s no need to blow the budget

There’s no denying that we tend to overspend at Christmas, putting extra strain on finances. Picture: Fergal Philips

It goes without saying that Christmas is an expensive time of the year that puts a strain on most people’s finances. It is the time of the year when we all lose the run of ourselves a bit and do some major damage to the wallet.

In an ideal world, no one would get into debt running up to Christmas and nobody would spend beyond their means. But, let’s face it, nobody is perfect and ...