Your Money: Live frugally, die rich?'

There is a paradox at the heart of pensions saving: you spend much of your career putting money aside for your retirement, only to arrive at your destination with very little experience of managing investments.

That is because so much of the focus in the pensions industry is on the accumulation phase. Are you saving enough? Are your investments diversified? What are you paying in fees and taxes?

Furthermore, there are tomes of ...