Your Money: How to keep your nest egg intact
Planning ahead with a pension can help you to avoid any nasty surprises when the time eventually comes to live off your retirement income, writes Liam D Ferguson.
Any secondary school teacher or university lecturer will tell you that, if you give a class a month to complete an assignment or project, there are three types of students - early birds, who get stuck in immediately and complete the project in the first week or two; spreaders, who do a small amount of the project each day over the whole month; and crammers, who do nothing for at least three weeks ...
