Your Money: Don't let the tail wag the dog

Make sure your pension choices aren't dictated by the amount of tax relief on offer, writes Liam D Ferguson.

Liam D Ferguson.

October is a month when children think about how many sweets they’ll collect at Halloween, and adults think about pensions. Admittedly, the latter one’s probably a bit optimistic - a pension practitioner���s fantasy - but October and November are certainly the months when the pensions industry puts its marketing machine into top gear.

This is mostly aimed at those who will be filing their tax returns for 2013 shortly and can reduce their ...