Making sense of pensions

With the pensions landscape changed so dramatically, it's a good time to ask if your pension makes sense, writes Liam D Ferguson.

Changes to the pension landscape mean you should assess whether your plan is still beneficial for you. Photo: Getty
Changes to the pension landscape mean you should assess whether your plan is still beneficial for you. Photo: Getty

The period from 2008 to 2012 will not be remembered fondly by those of us working in the pensions industry. A series of events led to a huge amount of uncertainty and confusion about whether contributing to a pension plan was still a wise idea.

The stock market crash caused most pension funds to drop sharply ...