Check on those direct debit bills

If you take the time to examine the payments leaving your account, you may find that some are no longer necessary or are available at a cheaper price

The old saying tells us that it’s an ill wind that blows nobody any good - and this is even true of a recession. If you look around, you can find positive aspects to the downturn.

One such aspect is that people are starting to pay more attention to their bank accounts. It’s not so long ago that I constantly heard clients with complaints such as this: ‘‘I’ve a whole heap of direct ...