The help to buy scheme must stay until 2019

Since its inception, the HTB scheme has been a success, proving critical in assisting buyers. It is imperative that it is retained, writes Keith Lowe

While there is no single answer to the challenges facing the property market, nearly all commentators accept that increased supply is ultimately the only real solution to our current housing dilemma. But the private market will not build houses unless the sale price exceeds the costs of construction. So policy-makers must consider affordability – in terms of the price of new homes and the deposit amount a buyer requires – to ensure home ...