Once bitten by the Celtic Tiger, twice shy

Once bitten by the Celtic Tiger, twice shy

We have sweated and toiled since the crash to dig ourselves out of a mere third of our debt nationally, yet already credit card lenders are trying to tempt us to jump back into the hole

You’d like to think that lenders and borrowers learned something from our great financial crash. But I fear you may be wrong.

I remain deeply impressed by the fortitude of ordinary Irish people who have paid off about €60 billion worth of their outstanding mortgages, personal loans and credit card debt over the past decade. That’s despite the fact that wages have only just about caught up with pre-2008 levels, and that taxes are...

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