In bull markets, too many of us become complacent, not to say occasionally delusional. To adapt one of former taoiseach Sean Lemass’s oft repeated quotes: a rising tide lifts all boats, but a rising tide can also make people complacent.
That complacency could be about their jobs, their living standards, their pensions, their investments and the transaction fees they are paying, as well as the sometimes non-recoverable foreign withholding taxes that apply to...
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