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Mortgage Lending Rules

Banking

Mortgage drawdowns increased to €14bn last year, the highest level since 2008

Mortgage market grew to its highest level in over a decade, according to new figures from the Banking & Payments Federation of Ireland (BPFI)
  • Lorcan Allen
  • February 1, 2023
Economics

OECD tells Central Bank easing home loan rules risks pushing prices higher

European think tank says move implemented in October could destabilise economy
  • Peter O'Dwyer
  • December 17, 2022
Housing

New mortgage limits put first-time buyers at risk as interest rates increase

Central Bank report found that a two-percentage point hike could lead to households spending up to 40 per cent of their monthly take-home pay on mortgage repayments
  • Peter O'Dwyerand
  • Killian Woods
  • October 22, 2022
Banking

Buying time: is now the right moment to loosen mortgage lending rules?

The governor of the Central Bank says now is the right time to loosen the restrictions, but some question the wisdom of his decision
  • Peter O'Dwyerand
  • Killian Woods
  • October 22, 2022
Housing

Ian Guider: What could go wrong as the Central Bank to allow borrowers take on more debt?

The ban on evictions of renters over the winter months marks a major shift in housing policy, but the Central Bank’s decision to relax rules for mortgage borrowing for first-time borrowers could burden borrowers with unsustainable debt
  • Ian Guider
  • October 22, 2022

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