Your Money: Covering the basics when it comes to insurance
When it comes to insurance, much of the focus in recent months has been on the motor market, writes Emma Kennedy. Given the price hikes that drivers have faced, it is not surprising that car insurance has been top of the agenda. However, for other insurance products, such as life cover, consumers tend to be less pro-active. More often than not, a change in circumstances will be the trigger for reviewing your needs for this type of cover
Depending on your circumstances, you may require some additional insurance cover. Income protection policies – also called permanent health insurance – will provide you with a taxable income if you are unable to work due to disability, injury or illness. Typically, claimants face a waiting period before a policy will pay benefits.
Critical illness cover pays out a tax-free lump sum if you are diagnosed with one of the specific illnesses or disabilities covered by...
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