For many people nearing retirement, clearing debt is a major priority.
Financial adviser Simon Shirley said that the ideal scenario was a debt-free retirement, saying that he’d typically recommend that people pay down their debt before they retire.
“Generally, when we advise people ahead of retirement, we suggest that they plan for it, with three core goals: all their debts cleared, some savings to dip into if needs be, and a pension pot,”...
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