Sunday February 16, 2020

Personal contract plans: Who owns your car?

The CCPC, Ireland's consumer watchdog, has launched a study on PCPS -- but what do car buyers need to know?

Barry J Whyte

Chief Feature Writer

@whytebarry
18th July, 2017
Buyer beware ‘People are not looking at the overall picture of PCP. They may not be aware of the fact they don’t actually own the vehicle’

This week, the Competition and Consumer Protection Commission (CCPC) began a study into the Personal Contract Plan (PCP) car finance market.

It has become the most popular form of car financing -- but remains the least understood.

It begs a question that The Sunday Business Post asked on January 8, 2017: Who owns your car?

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