New rules create a nation of winners and losers

Comment: If you want a home loan, and you’re not in one of the favoured white-collar professions, you’ll have to jump through hoops

25th October, 2015
The new agenda has done is create a multi-tiered market in lending

The property market has been rising despite mortgage credit being the smaller contributor to the money being used to purchase houses. Loans are not “fast and easy”, nor have they been since the crash, despite that being part of the rhetoric used to justify new lending rules.

That the Central Bank’s move to curtail credit is a success only holds true on the spreadsheets of those who like the idea, but this ignores...

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