Knowing the credit score
A new credit register governed by the Central Bank goes live in January. But what will it mean for lenders?
For more than 50 years, since 1963 to be exact, the Irish Credit Bureau (ICB) has played a crucial role behind the scenes on whether a financial institution is likely to give you a car loan, a credit card, a mortgage, or most other forms of credit for that matter. To date, it has had a near-monopoly on providing credit information about individuals. Experian and StubbsGazette only carry out credit reviews of businesses.
But the future of...
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Tom Maguire: Tax changes we make now could help business for years
The way we did business a few months ago may never return – so the opportunity is to make changes that will both aid recovery and set us up well for our new futures