Irish mortgage arrears remain stubbornly high and we are regularly bombarded with headlines citing a ‘tsunami of repossessions’ or whatever other emotive language the proponent of the idea is using to make the impending doom seem as horrible as possible.
There is an alternative reality to the story. First is the arrears themselves: you can be in a performing mortgage and have arrears.
For instance, if you are on a repayment plan where...
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