Individuals and families must be allowed to move on from debt

Shatter’s Personal Insolvency Act was a start, but several important changes will speed this essential process

26th November, 2017

In 2008, the financial crisis hit, and there were 135,000 family homes in mortgage arrears. Today, mostly due to a change in the economic situation for some - and citizens’ endurance - there are now 76,500 family homes in mortgage arrears. The key grouping of concern is the 33,000 family homes in arrears of more than two years. While the focus is correctly on family homes, it’s worth mentioning that there are still 25,000 investment...

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