How to get yourself ‘mortgage ready’

The help-to-buy scheme, which could push up prices, is not likely to benefit those in search of a starter home in the short term, writes Trevor Grant

30th October, 2016
First-time buyers advised to have documents ready

The plight of the first-time buyer has been widely publicised. In a market with limited property availability and new Central Bank macro prudential guidelines, many first-time buyers have struggled to get on the property ladder. The issues to be addressed, from their perspective, have been the limited availability of new starter homes (particularly in Dublin) and the ability to gather a sufficient deposit. The latter has become increasingly difficult in light of increasing rents and...

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