Home in on the fine print

As house price inflation eases, lenders are offering a range of rates and incentives to attract would-be homebuyers. But borrowers should look beyond the window-dressing to the overall cost

From overpriced coffee and extravagant restaurant openings to skyrocketing rents and the return of cranes to the sky, there has been a lot of speculation in recent times on whether the boom is actually back.

However, the latest figures on house price growth point to a cooling market, with house price inflation easing, perhaps due to the impact of the Central Bank’s lending limits or increased housing supply.

While house price inflation has ...