Monday April 6, 2020

Crunch those numbers when applying for a loan

Talking point

8th March, 2015
2
Mark Fielding, chief executive, Isme Picture: Conor McCabe

I remember my first exposure, as a raw, inexperienced entrepreneur, to a bank manager when looking for a business loan. I naively asked them how I stood for a loan. Their answer? “You don’t stand, you kneel.”

Before going near a bank, you must assess which finance option works best for your business.

Plan in advance. Generally, you will know from cashflow forecasts when your business will be cash-rich or cash-short,...

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