Betraying private investors
Pension providers’ charges are a scandal: they betray private investors by pushing the effective marginal tax rate to over 70 per cent
I have written here before about the tremendous advantages for the financially savvy having the opportunity of managing their own pension fund. Of course, in many respects, an “own fund” is no substitute for membership of a good defined benefit pension scheme. The latter – ostensibly, at least – takes the risk out of the final benefit you will get.
However, in practice we have seen that where the employer is in poor...
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