Friday February 28, 2020

A new ‘patchwork quilt’ of consumer credit law

21st February, 2016
Paul Joyce, senior policy analyst at Flac

Legal experts have criticised the state’s decision to deal with the EU mortgage credit directive via a statutory instrument rather than primary legislation, saying it suggests that consumer protection is not a priority.

The EU mortgage credit directive, which will be transposed into Irish law next month, deals with areas such as pre-contractual information, financial education, and information on charges.

In a recent submission made to the Department of Finance on the matter,...

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