The best car finance options

The best car finance options
Make sure you get the best deal when purchasing a car.

PCP finance has become very common, and it’s great in some ways, but there are other methods for car financing on the market worth considering, writes Nick Maher

First and foremost, if you’re buying a new car (or even in some cases a used car) in 2015, you’re going to be assailed on all sides by PCP (Personal Contract Plans). What’s a PCP? Well, it’s a method of buying a car first pioneered by Ford in the US and then in Britain in the early 1990s. Essentially, it’s like buying a company car for yourself – you’re buying a personal lease and that comes with generously low interest rates and equally low monthly repayments. What’s not to like?

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