Publicans could have taken out cover for disease outbreak, FBD claims

Insurer tells court no evidence has been presented to show that pub groups believed they were ‘getting a disease policy rather than an imposed closure policy’

21st October, 2020
Publicans could have taken out cover for disease outbreak, FBD claims
FBD says its business interruption policy, which offers cover for an imposed closure following the outbreak of disease, does not cover losses related to the Covid-19 pandemic. Picture: Getty

Publicans embroiled in a legal dispute with FBD over the non-payment of business interruption claims after Covid-19 closures could have taken out cover for outbreaks of disease if that was the risk they wished to protect themselves against, the Commercial Court has heard.

Declan McGrath SC, counsel for FBD, said no evidence had been put before the court in the test case that the publicans believed they were “getting a disease policy rather than an...

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