Wednesday October 21, 2020

FBD claims if pubs win case, they’ll be better off than if they had stayed open during Covid

The insurance company argues that it insured against the enforced closure of business, not an outbreak which led to the closure

8th October, 2020
Four pub groups are taking a test case against FBD over the non-payment of business interruption insurance claims in relation to closures due to pandemic. Some 1,100 publicans had the same policy, the court has heard. Picture: Getty

Publicans mounting a legal challenge against FBD would be much better off financially if all losses resulting from the pandemic were covered by their insurance policies than they would be if they had not closed, the Commercial Court has heard.

The test case has been taken against FBD by four pub groups over the non-payment of business interruption insurance claims in relation to closures due to the Covid-19 pandemic.

Declan McGrath SC, counsel for FBD,...

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