With property prices having dropped by up to 60 per cent since the peak, and mortgage interest relief extended until the end of the year, many first-time buyers appear to have decided that 2012 is the year to take the plunge. However, for many more, the ongoing economic uncertainty means that committing to a big debt remains an unappealing choice.
The latest figures from the Irish Banking Federation indicate that first-time buyers and those trading up still...
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