Your Money: Taking your first steps on the property ladder

Make sure you are well prepared before you embark on the quest to buy your first home, writes Emma Kennedy, Personal Finance Correspondent.

22nd January, 2012
Your Money: Taking your first steps on the property ladder
What's on offer for home buyers.

With property prices continuing to slide and extended mortgage interest relief until the end of the year, first-time buyers are wondering if 2012 is the year to buy.

On one hand, it's a good time to take the plunge. But the ongoing economic uncertainty, and worries over future tax hikes and wage cuts, are leaving many would-be borrowers afraid to commit to what's likely to be the biggest debt of their life.

In his December budget...

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