Reaching or nearing retirement age, if we're lucky, means more time to enjoy the fruits of our labour over the past 30 or 40 working years - more free time, more travel, reduced financial pressures.
With age comes experience and, generally speaking, you will probably already have become a savvy spender to some degree, and will have learned to avoid certain pitfalls when it comes to managing your finances.
''At an older age, people have learned the...
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