Many consumers appear still to be relying on credit cards to help bridge difficult financial times. According to a poll by the Financial Regulator, almost one-third of us have credit card debt of between €300 and €3,000, while a further one-fifth had debts above €3,000.
Given the high level of interest attached to credit cards, servicing such a debt can add substantially to monthly outgoings, and the regulator has now issued guidelines for consumers who...
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