Time to look after your nest egg

A number of factors are combining to cut into pension pots and that means trouble in the years ahead, writes Barry J Whyte.

Barry J Whyte

Chief Feature Writer @whytebarry
19th January, 2014
From the start of this year, for example, retiring workers will not receive their state pension until they reach 66 years of age. Picture: Thinkstock

Longevity remains the elephant in the room'' for the pensions industry, according to independent pensions adviser Paul Ryan. We're all living longer, which is putting huge pressure on pension plans built under different life span assumptions, which in turn is having a cascading effect on how much money is in pension pots when workers retire.

But it's not just an issue for the pensions industry to worry about - with pension returns increasing lately, employees...

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