Time to get a grip on your debt

First, face up to your problems, then set about dealing with them - and don't be afraid to get help, writes Lisa Jackson.

13th November, 2011
Take action to stop your debts spiralling out of control. Photo: Getty

With the recent Central Statistics Office report revealing that Irish families owed twice their yearly income in 2010, it seems that households remain heavily burdened by debt.

Aside from secured debt, such as mortgages, many are reliant on unsecured debt, such as credit cards, small loans and overdrafts, to survive from payday to payday.

Without careful planning, sums owed on these financial products can spiral out of control, especially in the run-up to Christmas. When you...

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