Time for competition on mortgage credit

House prices and rents are both spiralling out of control again, but timing the market perfectly - to buy or rent - is impossible. But why are we paying so much in the first place?

11th February, 2018

Almost 900,000 people rent their living accommodation in Ireland, according to property agent Savills. There are a number of factors as to why this is the case. We can look at the recession, and subsequent lack of liquidity in the mortgage market; or to current affairs, where it’s almost impossible for people to save for a mortgage deposit while caught in the rent trap. Perhaps both are equally to blame. But let’s be honest, we...

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