The advent of the use of smart cards in the card payments industry has been heralded by many, including this author, as one of the biggest steps towards reducing the amount of credit and debit card fraud.
The implementation of this technology has meant that merchants, card issuers and cardholders can be assured that the person in possession of the credit/debit card is the rightful owner.
While the implementation of chip-and-pin is quite recent...
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