The money doctor on family finances

In the second of a series of articles aimed at helping cash-strapped families to chart a way forward, Money Doctor John Lowe looks at how to set financial goals.

15th September, 2012
John Lowe: 'Since we can't have everything we want instantly, we need to set realistic targets and work towards them in easy stages'.

If you had unlimited funds, you could achieve all your financial ambitions without difficulty and you wouldn't need a financial plan. For most of us, life is more complicated.

Since we can't have everything we want instantly, we need to set realistic targets and work towards them in easy stages. To make sure we have realistic targets, we must test them. Let me give you an example.

David is 39 and self-employed. His objective is...

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