Ten things you need to know about insurance

Many people buy home or motor insurance and think they are covered for all eventualities.

5th February, 2005

Many people buy home or motor insurance and think they are covered for all eventualities.

But insurance isn't as comprehensive as many believe, nor does it cover losses that could have been avoided had the insured taken ‘reasonable care'.

“Insurance isn't a maintenance contract,” said Paul Moloney, head of corporate affairs with Axa. “Some people think that if anything goes wrong, the insurance company will automatically pay up.”

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