Talking Point: SME exposure to property debt is a tangled web

The Central Bank's findings on SME exposure to property debt come as no surprise.

24th August, 2014

The Central Bank's findings on SME exposure to property debt come as no surprise. The situation is complicated, however, by the structure of certain SMEs, the relationship between the business and its owners, and by the owners' personal circumstances.

Some SMEs operates as partnerships, some as unincorporated sole traders, and some as limited companies.

In some cases, business owners - be they sole traders, partners or shareholders in a limited company - have purchased assets...

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