Many struggling homeowners who have been forced to restructure their mortgages because of arrears may not have adequate mortgage protection, according to new analysis.
Shortfalls in mortgage cover could lead to homes being repossessed by financial institutions if a partner or family is unable to fund shortfalls following the death of a mortgage holder, said Caledonian Life.
The company - which is a seller of mortgage protection products - said that it had carried out...
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