Restructuring staff health-insurance packages

I run a consultancy, which employs 12 people. The company pays for most of the staff's health insurance. QUESTION:

I run a consultancy, which employs 12 people. The company pays for most of the staff's health insurance. QUESTION:

To date, the company has offered VHI's core plans to staff. I noticed that the VHI is putting up premiums by 12.5 per cent. How can I restructure the company's health insurance package so staff have the choice of new products that have been launched?

There has never been a better time for employers ...