Recovery in mortgage market will be slow
There is an urgent need for debt forgiveness to aid tens of thousands of Irish citizens
This year was a very difficult year for mortgages, with overall activity continuing to fall.
At the same time, mortgage arrears continued to increase; there are now more than 40,000 residential mortgage holders who are 90 days or more behind on their mortgage repayments.
At the height of the Celtic Tiger, there were more than 380 different choices of mortgage available.
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