Money Doctor: John Lowe on family finance

Passing on wealth to your children in a tax-efficient way.

6th April, 2014


I wish to give my two children a sum above their current capital acquisition tax (CAT) threshold of €225,000 and am considering alternatives on which I would welcome your thoughts and advice as follows:

- Give these sums as an interest-free loan with the agreed procedure that they each pay me back an agreed sum, say €2,000 per month for twelve and a half years. If they do actually pay me these monthly sums,...

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